Job Url: https://www.remoterocketship.com/company/affirm/jobs/software-engineer-ii-backend-united-states-remote Job Description: Affirm Website LinkedIn All Job Openings Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad. eCommerce • Payments • Installment Loans • Millennials • Financial Services 1001 - 5000 employees Founded 2012 💳 Fintech 👥 B2C 🛍️ eCommerce 💰 Post-IPO Equity on 2021-01 Software Engineer II - Backend 13 hours ago 🇺🇸 United States – Remote 💵 $142k - $210k / year ⏰ Full Time 🟢 Junior 🔙 Backend Engineer 🦅 H1B Visa Sponsor AWS Distributed Systems Kotlin Kubernetes MySQL Python Apply Now Receive Emails with Similar Jobs Report problem 📋 Description • Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. • The Loan Originations & Reporting (LOR) team at Affirm is responsible for powering the systems that originate, allocate, and report on every loan globally. • What truly sets LOR apart is our dual technical and operational breadth. We manage mission-critical processes—including loan booking, capital funding, and downstream reporting—where high reliability and financial accuracy. Our culture thrives on openness and collaboration; engineers drive architectural discussions, support peers, and continuously improve through direct feedback and retrospectives. We value accountability, curiosity, and a willingness to learn, offering strong mentorship and opportunities to own large-scale systems. 🎯 Requirements • You have a total of 1.5+ years of experience as a software engineer. • You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin. • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. • You have strong verbal and written communication skills that support effective collaboration with our global engineering team. • This position requires either equivalent practical experience or a Bachelor’s degree in a related field. 🏖️ Benefits • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents. • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses. • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge. • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.